Author Archives: Justin

Finding a Licensed money lender

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Because accidents or unforeseen expenses occur frequently nowadays in almost everyone’s life, people start looking for solutions to their urgent financial needs. One of the most reliable solutions to this is to apply for or withdraw funds. However, any loan can be just as risky and some have no means, which can lead to many problems in the future.

If you are looking for a licensed moneylender, JR credit Pte Ltd is the place to be. Because they are good at money lending in orchard , Lucky Plaza. The company has the necessary knowledge and skills to help you meet your needs. They offer both short-term and long-term loans to those who need more time to repay their loans.

While some of us may want to confirm if your lender is licensed, here are some tips for finding a licensed moneylender in your area.

They will not ask for your personal information

They will not ask for your personal information. Instead, they will ask you to provide the necessary documents such as ID or driver’s license and other official documents before proceeding.

They are registered with the regulatory body

The lender will be registered with the regulatory body. This means that they have a mandate and authority to comply with government rules and other laws regarding employment, loan terms, interest rates, and so on.

If there is any doubt as to whether a company has the authorization, make sure that it is registered with any regulatory body. You can also check their listing status by visiting this company’s website.

They will ask for a contract

Authorized lenders will not lend you unofficial contracts such as property or car licenses. If someone offers you an unsolicited loan, it is best not to join them because there is no guarantee if your money is not safe or even never repaid.

Before you borrow a financial product from a company, first check if the product is eligible and check if the product is licensed – regional or international.

They do not use unclear language

The licensed moneylender will strive for their services and ensure that they offer you the best. So I hope they clearly explain what is included in the loan, such as interest rates, debt, repayment period, and so on, to avoid confusion.

Encourage other lenders to research before accepting a loan from a lender, which may be riskier than before.

Various ways to raise money for a business

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Money is the blood to run a business, especially when a business firm needs to smooth operations. Every business has to face a certain financial crisis which is needed to be resolved efficiently in order to keep the working unaffected. There can be many reasons for which a business concern requires funds like paying off to the creditors, buying in bulk, maintaining working capital, etc. Unavailability of funds as and when required breaks the flow of growth. Though there are several options are available from where the business owner can seek funds. But it is necessary for them to stay aware of those options so that they can make a rational decision.

Visit good at money lending in toa payoh central for more information in this regard.

Here are some ways discussed from where a business can raise money:

Microloans

There are several microloan options are available for those who are looking to raise money for their business growth. Loans are always a core option that every business concern opts for. Usually, these microloans come with fewer strings attached, i.e, shorter payment periods, and in some cases medium to a low rate of interest. Banks and other financial institutions are the best options to rely on for the fulfillment of the monetary needs of the business concerns.

Venture capitalists

To provide capital to start-ups, early-stage, and emerging companies venture capitalists are their savior. With their help, these businesses got a high potential for growth than getting funded by angel investors. The venture capitalists generally provide financing that often has a higher rate of return instead of taking a share in the company. But sometimes some may ask for an ownership share of the concerned company.

Crowdfunding

If the business owners are confident and have a strong conviction about an idea, then by using the power of the internet they can raise funds to meet their needs. There are several crowdfunding sites like GoFundMe which help the owners to raise funds from investors, entrepreneurs, and the general public who seek that their business idea is profitable and trust the business for future benefits. These days such crowdfunding sites are becoming a boon to those borrowers who need funds to take their business towards growth by fulfilling the monetary needs within time. 

Apart from these, there are several other sources from where funds can be generated easily with minimal effort and documentation.

Trending Korean hairstyles for men in 2021

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Korea, known for its cutting-edge fashion trends, is dominating the hairstyle business all around the world. Korea is currently the hub for rising hairstyle trends for men in particular. People from all around the world are embracing Korean hairstyles because they broaden the range of ways to make one’s aesthetic more engaging and appealing. If you want to find hairstyle inspiration, check out https://flanellemag.com/the-10-best-fashion-tiktok-accounts-to-follow-for-inspiration/

Just like K-pop music, K-pop beauty has also been taking over the world and it does not seem like it’s going to stop any time soon. Hairstyles for men in Korea are diverse and both Asian and Western influences can be found in them. These hairstyles are not only attractive but also complement different settings of a person’s life. In this article, we are listing some of the best Korean men’s hairstyles for 2021.

Two-Block Haircut

The two-block haircut is the most popular hairstyle among Korean men. The haircut, which is essentially an enhanced form of an undercut, can be done in a variety of ways. The sides and back of the hair are shaved short, but the top and the crown are left long. It may be customized to meet any setting as well as style, from customized and sophisticated to sloppy and laidback.

Short messy hairstyle

Short messy hairstyles are trending all around the world because it gives that “unkempt, just-out-of-bed” look that people absolutely adore. For those who prefer a layered style that doesn’t require continual upkeep, a short and messy hairstyle is the perfect alternative. Short messy hairstyles are popular because it makes untidy hair look effortless and relaxed.

Bowl Cut

Another trendy haircut among Korean males is the bowl cut. In bowl-cut hairstyles, the length is kept short overall in this style, but the fringe at the front, as well as the sideburns, are kept slightly longer. It’s lovely and stylish, with just the appropriate amount of hair length. The bowl cut has been a popular hairstyle for decades due to its versatility. It is unaffected by time as it is a popular hairstyle even in 2021.

Curtain hair

This haircut is popular among Korean men and appears very professional. The curtain bangs look great with the hairdo and are the greatest method to show off your long fringe. While it does require some upkeep, it’s very much back in trend today. Almost any guy might be transformed into an instant hottie with a curtain haircut.

Platinum blonde hairstyle

Platinum blonde haircuts are becoming more popular among males. The platinum hue of the tint is what stands out. You can also wear this hairstyle in a variety of ways, such as a side part, a center part, or an undercut on the sides. Blond hair has long held a distinct and intriguing position in men’s fashion. Although blond hair is commonly associated with the Playboy image, blonde guys can have a variety of fashionable haircuts, including short, medium, and long hair.

Wear jewellery wear the smartness within you with the fashion jewelleries

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Women who are not fond of jewellery are rarely rare to find on this earth. The styles or the choice of materials may not be the same for all women around, but their love and passion for jewelleries remain the same, intact. Working women prefer light jewelleries to carry on their daily hassles of life. Others prefer both heavy and light jewelleries. But nowadays the scenario has changed for the valuable metals. Though the jewelleries made of gold and silver and platinum are considered as a wealth for women, somehow, they are lacking in design and not making any appeal to the women any more. 

Changing patterns

Women mainly of the young generation prefer handy and stylish jewelleries; the metal does not matter to them as long as they are not hampering their skin. They put primacy on the style quotient and not in the quality of the metal the makers are using to design that piece of jewellery. The issue of money also matters here. As the young women do not possess a lot of money, but they cannot allow themselves to be out of fashion at any cost, they invest more in fashion jewelleries like toe rings . In the realm of women jewellery this is a new addition getting popular day by day. 

Fashion and Passion

Fashion jewelleries possess some qualities on their own and they are unique by the style and design they offer, 

  • First, fashion jewelleries are the most pocket-friendly one. You can possess ten sets of fashion jewellery in the price of the one platinum or gold jewellery. 
  • The fashion jewelleries you possess, you can flaunt them easily with your matching dresses on a regular basis, in your workplace or the weekend party you are attending and the important and significant part is you don’t need to be over-cautious about the security. 
  • Though they are not pure gold or other expensive material, they don’t compromise on the design; you can get the perfectly etched design from the maker with warranty for the product. 
  • Both the light and heavy jewellery remains easy to handle and can be used alternatively matching and mixing with other earrings and bracelets with the other necklace. 
  • The colour shades they provide like rose gold, starry silver; smartly cut stones are not at all low in standard. In fact, the crafts are so good; people get confused and cannot recognize that it is fashion jewellery. 
  • You should keep the jewelleries with care and don’t let moisture harm them. Other than this the fashion jewelleries also provide longevity and the quality remains the same. 

Not only because of budget and style or fashion, as a possession, fashion jewelleries are also of some value and the customization or personalization can be done easily on such sets. It’s totally up to you, the women who will wear the jewellery. The jewellery should be her choice, because when you dress according to your wish and mood, you stay confident of your own and that make you look more beautiful and radiant. 

Beauty Tips for Eyebrows

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Eyebrows are the understated feature of the face. They can make or potentially break any look. Many of the most famous starlets have signature brows that work perfectly for them; Audrey Hepburn, Marilyn Monroe, Brooke Shields, Diana Ross, Liz Taylor, to name a few. Getting your eyebrows right can go a long way to support your look. Take a peek at some of these tips for perfect brows.

There are five basic brows to speak of, each slightly different to fit the face’s entirety. They are round, angled, soft angled, curved, and flat. People must choose their brow shape carefully because they do not equally fair well on everyone. For instance, a high arched angle eyebrow can make a round face appear oval but making a round eyebrow on that same person and their face will look even rounder- probably not what they are going for.

Always pluck your brows in a spot with good lighting and use good tweezers. Some tweezers are too short that they can cut the hair before finally pulling it out of the base, and other tweezers are so bad they can barely grasp at the hair at all. So, get good tweezers, many of the best can be found online or at your nearest beauty supply store.

Keep the start of your brow in line with the inside corner of your eye. Only pluck from beneath the brow and let the brow extend beyond the corner of the eye.

Do not use depilatories or chemical hair removal products to remove hair from your brows. Never. These chemicals can get in your eye, causing you damage, first, and secondly, a using a cream on your face does not nearly have the level of control that tweezing does.

If you have thin brows, help define them using a powder brow shadow applied with a slanted brush and lightly shape the brow you want. Do not go too far outside the brow line or it will start to look unnatural.

By using powders, you can carefully lay on the colour. Powders trump pencils when it comes to brow shaping because pencils often look less natural.

To get a natural look, make sure that the brow colour matches or complements your hair colour. Any big difference between the two colours and it will look unnatural.

Another excellent solution for thin brows is eyebrow tattoos. Eyebrow tattoos are semi-permanent. Once the ink ais tattooed into the skin, it is there for many years, although the ink’s fading is possible. There is also the option of microblading, where the results typically last about six months to one year. Simple touch-ups can be done once a year if the microblading subject wishes to keep their enhanced brows. The semi-permanent nature of microblading enables patients the facility to change the appearance of their brows as trends change.

When your brows are perfectly beautiful, it only takes a bit of plucking upkeep to manage them nicely. For a finishing touch, try adding some brow gel, or as an alternative, some clear lip balm to help them look even more groomed.

Pro Makeup Tips – Kara Yoshimoto Bua

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We will always flip for the latest beauty styles (we’re currently giving Amy Winehouse a run for her money as we try to perfect fall’s cat-eye liner), but despite getting our heads turned by trends, we’re still suckers for perfectly pretty, natural makeup. When we spotted Jessica Biel at the MTV Movie Awards, we were immediately gaga for her low-fuss look. Biel’s glowing skin, pinky-nude lip, and flirty eye makeup was the perfect combo of fresh and polished and we had to know how to get this look ourselves. We got on the horn with Biel’s longtime makeup artist, Kara Yoshimoto Bua, who patiently walked us through the process, step by step.

“We were just going for a simple, easy look for the MTV Movie Awards,” Bua said. “She’s naturally gorgeous, so I just wanted to enhance this with a shimmery eye to give her an approachable and sexy look.” Bua likes to prep a client’s face by first applying Chanel’s Sublimage Eye Essential Regenerating Eye Cream. “It’s fragrance-free and gives the skin smooth moisture,” she says.

For this look, Bua began by using a neutral brown, crème pencil (in this case, Chanel’s Le Crayon Yeux Precision Eye Definer in Coffee Bean) to line Biel’s upper eyelid along the lash line. She created a lightly smoky effect by blending the liner with an angle brush. Bua prefers to not augment the eyelid in any way, say with a base or concealer, as the pencil should sink into the skin and slightly smudge on its own. After finishing the top lid, Bua used what pigment was left on the angle brush to line underneath Biel’s eyes. “You just want a very soft feathering under the eye, so don’t go too heavy on the product and be sure to blend it out for a natural look,” she said.

On Biel’s lids, Bua used Chanel’s limited edition Les Quatre Ombres de Chanel Quadra Eye Shadow in Shimmering Dunes. She loves the silvery-taupe color in the palette (“It would work on anyone!”) and used the shadows mainly on the crease of Biel’s eye. “The shimmer and softness of this quad’s colors makes it easy to create a smoldering eye that doesn’t look heavy,” Bua said. For an additional spark, she finished Biel’s eyes with a sprinkle of Make Up For Ever’s Diamond Powder in White Gold 2 in the center of the lid and the corner of the eyes. It’s easiest to apply this with a soft, round brush spritzed with rose water.

After curling Biel’s lashes, she used Chanel’s Inimitable Mascara Multi-Dimensional in Noir-Brun. “Using brown mascara makes your eyes look open,” Bua said. “It also never looks harsh. I like this mascara because it gives you really long lashes, quickly and without clumps.” For applying mascara to Biel’s lower lashes, Bua used a stiff fan brush, like M.A.C.’s 205 Mascara Fan Brush. Any version of this brush with synthetic fibers works. Just rub the fan on the mascara wand and mainly concentrate on applying product on the outside of the eye (use less close to the inside of the eye, by the nose).

Bua used combination of two foundations on Biel, Pro Lumiere Professional Finish Makeup SPF 15 in Sand and Vitalumiere Satin Smoothing Fluid Makeup SPF 15 in Nude, which she applied with clean hands to the face. She dusted Chanel’s Irreelle Blush in Incognito across the apple of the cheek, orbital bone, as well as lightly touching the top of Biel’s nose, chin, and forehead for a sun-kissed glow. The look was finished with Chanel’s Rouge Hydrabase Crème Lipstick in Moire. (The lipstick looks really dark in the tube and on this layout, but it’s super lightweight and goes on almost like a gloss.) So, there you go, no need to hide behind a hat and Ray Ban sunglasses anymore. Use these tips and get out there ladies!

A glance at women’s casual fashion wear

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Women’s casual fashion is fast turning into a popular trend. Although the majority of the females chooses to appear just perfect every time they step out of their home, but there are some who choose in dressing down a little in order to be comfortable. It is indeed vital to know that style/fashion requires being sacrificed for comfort. Fashion to be more specific casual fashion can allow a woman in appearing her best and at the same time not being uncomfortable in overly made dresses and high heels. 

The trick is to buy casual attires in the same manner as one would while buying other styles. Build a casual fashion wardrobe that comprises of a range of basics and in different shades. Khaki and denim work perfect for pants. Tops in black, white and red can match most bottoms. Not to forget the shoes as well need to be casual. Sandals and boots as well are a staple item when it comes to women’s casual fashion. 

Accessories also play a vital role. A woman can accessorize her outfit with casual and sporty items. It is obvious that a woman will not desire in complementing her casual wear with a sophisticated and branded bag or a costly gold watch. Rather, it is wise to choose watches and jewelry that are less extravagant  and will go well with the casual fashion. The majority of the females who dress up in such a style often forego belts because it is a symbol to try at being too dressy. Select handbags that are colorful. 

Most importantly, because a woman is dressed casual it does not indicate that she should be sloppy. Always iron the clothes before wearing. Ripped jeans, although are in vogue, but the tears must  be in the ideal places while the trouser must not appear too worn. Rips although are cool, but putting on jeans that is more than a decade old is not a good idea. Besides also keep away from clothes which are too baggy and loose as it will make a woman appear lazy instead of casual. 

On the other hand, if a woman is on the lookout for party dress for the party or formal wear dresses fashion, khakis will be the right pick undoubtedly. There are some workplaces that do not allow employees to wear jeans. Just ensure that the pair of jeans is taken good care of, fit properly and ironed before wear. Tops must not be very revealing, hence spaghetti straps and tank tops will be extremely casual for the workplace. In fact button down shirts on top of a basic T-shirt or Polos are a smart choice. 

Last but not the least, when it comes to business casual shoes, keep away from high heels. Rather, try sandals or simple flats. Too many accessories are likely to be a bit dressier instead of going casual completely and even in the workplace it must not be overdone. A handbag and a belt that is simple enough will suffice. 

So all you females next time you dress up casually keep in mind the aforementioned tips. All the best!!! 

Wedding Lingerie: Types and Styles

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For every bride to be the one thing that she holds dearest to her is undoubtedly her bridal dress or ball gown especially if it is all frothy and lacy. However the work that goes into having the perfect wedding trousseau doesn’t stop there. Wedding lingerie forms an integral part of the plethora of bridal fineries that makes a complete trousseau.

Now, it might seem an easy task to accomplish with all those countless choices like sexy, open cup or open bust  available at your local lingerie stores. Again, you don’t have to scream Victoria’s Secret every time you change into any one item of your bridal trousseau. What should you keep in mind that the fit should be perfect without tugging or pulling.

A bride’s range of lingerie consists of not only brassieres and knickers but other bridal wedding lingerie items such as corsets and basques. Let’s read a few lines more about these two items.

  • Corsets – If you want a dramatic look in terms of body shaping then a corset might be the answer for you. The back of the corsets have laces that are flexible enough to tighten the dress when the bride puts it on. The dramatic look is given by the fact that corsets have a stiff frame. Thus, brides can give themselves an illusion of a slimmer waistline especially for full figured brides. Corsets have underwire cups that are built in to give full support and push breasts up, similar to a push up bra. However, corsets can be a bit uncomfortable to brides due to their stiffness. 
  • Bridal Basques – Another common option in terms of wedding lingerie are basques. They come with hooks as well as eye fastening that can be fastens at the back. The technique is similar to a bra. Unlike corsets that are stiffer, basques offer a more gentle shape. Restrictions in terms of movement are lesser so a bride feels more comfortable in a basque.  Not only that, basque are great in terms of supporting and shaping of the breasts unlike corsets that tends to push them up. They are available in many shapes and sizes and at the same time enable different levels of shape and support.

Bustier, brasselette, torsolette and corsolette – These items as wedding lingerie are not mentioned above but the list will be incomplete without mentioning them. A bustier is nothing but a basque at its shortest form. It reaches till the ribcage and thus provides a little support that can be subtle. A braselette is generally not recommended for brides with fuller figures. It comes down till the waist and looks great on petite or slimmer brides. On the other hand, a braselette differs from a torsolette by the fact that it comes down till it reaches the top of the hips. It can be great for overall shape since it gives a nice shaping to the hips, waist and of course chest. The last one is the corsolette that is great for slimmer as well as full figured woman since it provides complete body shape and reaches the hips all the way from the breasts.

Well, our list of wedding lingerie ends here. However, bridal lingerie is not limited to only these. You can have your own trial and error sessions but of course prior to a few days before the wedding at your favorite sexy  lingerie shop near you. Again, it doesn’t have to be as elaborate as these. Who knows, a simple bra might do the trick for you.

How to enjoy coffee without the cup?

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Have you ever come across a situation when you wish to have a cup of coffee, but you do not feel like preparing one? Well, of course, many of us face such a situation in life. Therefore, Coffee flavored candy comes up as one of the good options for all. These flavored candies help in satisfying the cravings of the person. You will find this amazing to have the coffee in small-size amounts. At the same time, it will not stain the teeth nor produce any stinky smell.

Does coffee candies are only coffee flavored?

This is a thought which probably does strike every person. If you are getting the candy of a good company, then you must be assured that the candy makers make use of the extract of the coffee beans. However, as the coffee tastes bitter, it is sweetened by adding sugar. Many cake makers even make use of the chocolate, cream, and other ingredients that go well with the coffee. However, some companies prefer to create hard scrumptious candies while some make it soft with the caramel. Even many varieties of sugar-free coffee candies are available in the market. Hence, even the health condition of the major population is being considered while making it. So, you can opt for any form of candy. In the end, you will be able to capture the real flavor of the cup of Joe.

You will easily find this coffee flavored candy available in the market store. Almost every pharmacy store, stationery shop, or the malls have a particular corner of the candies perfectly lined up near the payment counter. Therefore, nobody fails to add them to their shopping bags even at the last moment. However, if you are planning to get the candy in good bulk, it is better to get it from the wholesale shop. They will provide you the entire stock at a reasonable price compared to if obtained from the stores. Even you can try with the number of online sellers available to provide the candy at a discounted price. Moreover, many attractive offers are being attached by these sellers to initiate a good relation.

You will always find a pre-filled display of candy made either in plastic or glass containers. They are perfectly placed on the various shelves, racks, or the corner top. It is rather made sure that the display helps to provide the complete outlook of your store. So, you should look for the candy shop near me and avail of this candy. It will certainly make you feel fresh and even your day at the same time. Now, simply unwrap the coffee infused candy to enjoy the coffee cup.

Everything you need to know about finding the Right Jewellery for Daughter or Son

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If you’re almost most moms, you have plenty of questions when it comes to silver  jewellery for girls. You’re not only one! We tried to present it with a complete guide to assist you to steer these questions we all come across.

Baby ear Piercing and Jewellery: Jewellery for baby girls has become too famous and for the best reason. Jewellery items make for superb gifts, memento, and certainly, adds the sweetness of your little ones. No wonder then that ear piercing is high on the demand of maximum young parents so that they can give their baby girl her first set of earrings. Maybe, there are a few important things to be aware before you schedule such a thing. Babies have too delicate skin that is susceptible to allergies and infections. So it is important that you make the correct selections for her; correct pick up of time to get the ears pierced, correct metal that the jewellery is made of, right size, and certainly whether the jewellery item is secure for the baby girl or not. Let’s resolve some of those queries in more detail. 

What is the correct time or age to pierce your daughter’s ears? In some European and Latin American countries, the oral history to pierce the ears straightaway on the day a girl is born has lived for decades. The hospitals do the piercing prior to the babies goes home. Medical professionals suggest waiting for at least 3 months before you schedule a piercing for your baby girl.

How soon can one alter his or her daughter’s initial or starter earrings? The piercer will escort you about the accurate time to wait before you alter the first earrings for your daughter. In short, professionals suggest keeping them for at least 6 weeks. This is the time it takes for the piercing to make well completely. This time span also varies from person to person and the piercings for some babies make take a brief or longer time to get well. When the earrings are modified prematurely, there is the chance that the ear piercing may close or an infection may erupt. Hence, it is superior to provide the initial set of earrings enough time to get cure.

Once cured, you will be able to think about ton of various alternatives for baby’s earrings. Ensure that you choose for baby earrings with a protective screw back design to make sure it remains intact.